For some, “‘Tis the season to be jolly,” is more like, “‘Tis the season to be stressed!” It is a busy time of year: lights, greeting cards, presents, parties and other joyful festive activities. While the “reason for the season” has become much less obvious, there are still many who will endure another year of holiday stress for lots of reasons.
Perhaps the biggest holiday stress comes from money, or the lack of it. Some feel obligated to buy gifts that often totals more than the funds they have. Far too many solve this dilemma by adding to their current debt which in turn causes more stress. Dave Ramsey offers some help with this on his site with a free tool called, “My Christmas Budget.”